Futuretrends - CeMAP Study Hub

This section provides an overview of the CeMAP qualification and how to approach your studies. You’ll find a breakdown of the modules, exam structure and guidance on revision techniques, as well as key details about LIBF registration and support. Updates, news and announcements will also be posted here to help you stay on track throughout your qualification journey.

FRE1 of CeMAP 1 introduces you to the structure, purpose, and regulation of the UK financial services industry. It explores how money and financial markets operate, the role of government and state benefits, and the key legal principles underpinning financial advice. You’ll also learn about the development of UK financial regulation and the responsibilities of the Prudential Regulation Authority (PRA) and Financial Conduct Authority (FCA), providing a solid foundation for understanding the regulatory environment in which advisers operate.

FRE2 of CeMAP 1 focuses on the role and responsibilities of financial advisers in delivering suitable advice and ethical outcomes for clients. It examines the advice process, consumer rights, and the regulatory frameworks that shape professional conduct. You’ll also explore ethical principles, professional behaviour, and the importance of maintaining trust and integrity within financial services—key elements of being a competent and responsible adviser.

MRT1 of CeMAP 2 introduces you to the legal and regulatory framework that underpins mortgage advice and lending. It explores the role of mortgage regulation, the key legislation affecting lenders and borrowers, the different types of mortgage products, and the processes involved in assessing applications and completing loans. This module builds the foundation for understanding how the UK mortgage market operates within its legal and ethical boundaries.

MRT2 of CeMAP 2 develops your knowledge of the mortgage process from application to redemption. It covers how mortgages are arranged, how repayments and interest are managed, and what happens when financial difficulties or arrears occur. You will also learn about special situations such as bridging loans, second charges, and lender recovery procedures. This module focuses on applying regulatory and practical knowledge to real-life mortgage scenarios.

CeMAP 3 introduces you to the key skills and knowledge required to apply your understanding of mortgage advice in practical, customer-focused scenarios. This module focuses on developing your ability to analyse client needs, assess suitable mortgage solutions, and demonstrate effective communication and ethical decision-making—helping you build trusted, professional relationships as a qualified mortgage adviser.

This section provides an overview of key concepts, learning outcomes, essential resources, exam details, and industry updates. You will have access to general study materials, LIBF resources, the official syllabus, and relevant announcements to stay informed on your studies. Engaging with these materials will help you succeed in assessments and apply your knowledge in real-world financial contexts.

Unit 1 of CeMAP 1 introduces you to the UK's financial services industry and the key participants in the sector. In this unit, you'll familiarise yourself with the financial assets and product types available in the market. You'll also learn the areas and the processes of giving financial advice.

Unit 2 of CeMAP 1 outlines the UK financial regulation. Starting with the Financial Conduct Authority, you'll learn the various legislations and frameworks that govern or regulate the UK financial services industry.

The Module Review section provides a summary of key notes, specimen question papers to test your understanding, and exam guidance. These resources will help reinforce your learning, assess your knowledge, and prepare you effectively for the exam.

This section provides an overview of key concepts, learning outcomes, essential resources, exam details, and industry updates. You will have access to general study materials, LIBF resources, the official syllabus, and relevant announcements to stay informed on your studies. Engaging with these materials will help you succeed in assessments and apply your knowledge in real-world financial contexts.

CeMAP 2's Unit 3 provides an overview of the mortgage laws and policies within the industry. You'll also learn the legislations and policy practices that go into mortgage lending and integrate economic context in giving mortgage advice.

Unit 4 delves further into the role of Mortgage advisers in processing mortgage applications. In this unit, you'll learn the methods of property valuation and the factors that affect its value. You'll also learn about mortgage fees, including arrangement and valuation fees, and the different types of additional security lenders may require, such as guarantors or second charges.

Unit 5 of CeMAP 2 trains you on the financial protection products available when involving mortgages. From insurance products to protection policies, you'll understand the features of these financial products and advise clients on the suitability of these products based on their circumstances.

CeMAP Unit 6 focuses on procedures after completing the mortgage payments and the possible issues arising. You'll also learn the Mortgage Advisor's role in resolving mortgage concerns.

The Module Review section provides a summary of key notes, specimen question papers to test your understanding, and exam guidance. These resources will help reinforce your learning, assess your knowledge, and prepare you effectively for the exam.

Unit 7 of CeMAP 3 assesses your understanding of the fundamental principles in the UK financial services industry. In this unit, you'll learn how to apply the UK financial services regulation and the various mortgage principles and concepts to real-life scenarios and case studies

This area of the portal is to support learners with visual resources and study material as part of the Virtual Classroom Learning. All teaching and learning aids specific to your class will be made available here and secured for those attending the specific course dates only.

This area of the portal is to support learners with visual resources and study material as part of the Virtual Classroom Learning. All teaching and learning aids specific to your class will be made available here and secured for those attending the specific course dates only.